Payment method

For the payment of the orders, HC PRO offers the following options:

- via the Bank links of Swedbank, SEB, LHV, Esto järelmaks, Liisi järelmaks and credit cards

payment methods

Orders begin to be processed on the working day when the payment was received on working day  09: 00-17:00.
We guarantee the shipment of goods within 2 working days.However, we usually send out all orders made during working days up to 14:00 on the same day.

The orders are expected to reach their destination on the next day.

If you make a purchase after 14:00, the package will be sent in the selected post terminal on the next working day.

On Friday after noon to 14:00, Saturday, Sunday and public holidays purchases will be delivered to the machines in after the next working day.

The delivery time may be 1 day longer to reach the islands. Maximum delivery time 3 working days.



ESTO instalments – do not wish to pay for the whole amount at once? Pay by installments!

Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!

Add products to cart and for payment method select ESTO instalments in check out. Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID, Smart-ID or ID-card signature). Simple as that!


When making a purchase using ESTO instalments you receive the product right away (store ships your order immediately). ESTO instalments can be used for making larger purchases as well as smaller ones.

People, who qualify for ESTO instalments, must remain in the age range of 18-70 years and have an Estonian citizenship.

ESTO instalments conditions:

  • Interest rate from 0%
  • Contract fee from 0 EUR
  • Period up to 4 years

Installment loan is provided by ESTO AS. Review the terms and conditions at and consult with our expert. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. The monthly payment is 146.37€ and annual rate of charge is 34.74% on the following sample terms and conditions: loan amount 1500€, annual interest rate of 14.90% on the outstanding balance (fixed), contract fee 14.90€ and repayment period of 12 months.